In a significant move towards transforming the health insurance landscape in Malaysia, Manulife Insurance Berhad has officially launched the Manulife Health Saver Enrich (MHSE)—an innovative, end-to-end medical insurance plan designed to support Malaysians at every stage of their health journey, from prevention to recovery.
With rising healthcare costs and increasing awareness about the importance of early detection and preventive care, the MHSE comes at the right time, offering comprehensive, flexible, and family-friendly coverage.
Full-Spectrum Health Coverage: From Prevention to Recovery
What sets MHSE apart is its holistic approach to healthcare. Unlike traditional medical insurance that focuses only on treatment during illness, MHSE offers a complete journey:
- Preventive Care: Encourages vaccinations for diseases such as dengue, influenza, cervical cancer, and pneumococcal infections.
- Outpatient & Inpatient Coverage: Comprehensive care for medical conditions requiring either hospital admission or outpatient visits.
- Post-Treatment Recovery: Includes follow-up care and even cancer screening post-recovery, ensuring peace of mind after treatment ends.
Whether you’re aiming to stay healthy, manage an illness, or recover fully, MHSE has a solution tailored to each phase.
Industry-Leading No Claims Discount (NCD)
One of MHSE’s most attractive features is its dual-discount structure, anchored by a No Claims Discount (NCD) of up to 40%—an industry first in Malaysia.
Customers who remain claim-free can benefit from progressively reduced medical insurance costs.
For those who do need to claim, the plan dynamically adjusts its pricing based on usage, offering fair and transparent value over time. This makes it a smart long-term investment in health protection.
Built for Families: Up to 10% Family Discount
Recognizing the growing demand for family-based medical coverage, MHSE offers a family discount of up to 10%, making it an attractive option for Malaysian households.
By choosing MHSE, families can access quality healthcare without compromising on affordability, ensuring everyone from young children to senior parents is protected under a single comprehensive plan.
MHSE stands out for its customizable coverage levels, allowing individuals to choose protection based on their specific health needs and budget. Whether you’re a single professional, a couple planning for the future, or a family of five, MHSE adapts to your lifestyle.
“Health insurance is not just about coverage; it’s about partnering with our customers on their health journey,” said Vibha Coburn, CEO of Manulife Malaysia. “We are proud to introduce a solution that supports our customers’ holistic medical needs while ensuring long-term protection and value.”
Limited-Time Offer: Guaranteed Plan Conversion
To celebrate the launch, Manulife is introducing the MHSE Guaranteed Conversion Program—an exclusive opportunity for existing policyholders of selected Manulife medical plans to switch to MHSE without the need for medical underwriting.
Available from April 11 to September 30, 2025, this program offers several additional benefits:
- Waived waiting period
- Priority processing
- Personalized coverage assessment
This seamless conversion process ensures that even long-standing Manulife customers can enjoy the benefits of MHSE quickly and effortlessly.
Why Choose Manulife Health Saver Enrich (MHSE)?
In today’s unpredictable world, having a robust and forward-thinking health insurance plan is no longer a luxury—it’s a necessity. Manulife Health Saver Enrich stands out by offering:
- Preventive to post-treatment care
- Up to 40% No Claims Discount
- Flexible and dynamic pricing
- Family discounts
- Easy plan conversion for existing customers
It is truly a future-ready medical insurance plan for every Malaysian seeking long-term health and financial security.
If you’re looking for a comprehensive, affordable, and family-friendly medical insurance plan, Manulife Health Saver Enrich (MHSE) is worth considering.
Visit www.manulife.com.my or speak with a Manulife representative today to learn more about how MHSE can support your healthcare journey from start to finish.
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